Nigel Verdon, Co-Founder & CEO of Railsbank

Embedded finance is a relatively new term in fintech but it is getting set to revolutionize finance. Today it is quite easy to add finance functionality either within a financial or non-financial firm. And we are beginning to see large brands embrace financial services as a way to increase engagement with their customers. I think this is a trend that is unstoppable.

Kevin Olsen, Payments Professor

The payments space was really the first sector within fintech to really get going. And while the payments pioneers like PayPal, Square, and Marqeta (all more than a decade old) have brought us tremendous innovations there is a new wave of developments that will be reshaping the payments industry.