ZhongAn Insurance has been around for less than five years but in that time they have created an insurance behemoth. By some measures they are the largest insurance company on the planet with a staggering number of customers. They have made their name by connecting with China’s internet economy and issuing literally billions of small dollar value insurance policies.

Credit card companies used to market heavily on college campuses offering all kinds of freebies in return for a completed card application. The Credit CARD Act of 2009 stopped that practice. What this has meant is that students have seen their access to credit curtailed sharply and their ability to start building credit postponed until they’re older.

Non-accredited investors have always had fewer investment options than accredited investors. That is starting to improve as some companies take advantage of a law called Regulation A+, created as part of the JOBS Act, to do offerings to the general public.

The word “insurtech” has only been part of the vernacular for a very short time – just a couple of years really. Short for insurance technology it reflects a growing area of innovation happening in the insurance industry today. Insurtech has quickly become one of the hot new areas of fintech with dozens of startups attracting significant VC capital.

We are almost ten years removed from the financial crisis but some of the broader issues that came up back then have still not been resolved. The data was not standard, there was little transparency and most investors had no clue as to the details of the underlying loans that were in these securitizations that were underperforming.

It is hard to pick up a business publication today and not read a story about blockchain. Every major company is looking at this technology and either trying to figure out how it can help them in their business or more often than not they will already have started a proof of concept or pilot project.

In this country there have been three main credit bureaus, Experian, Equifax and TransUnion, for many decades. These companies provide most of the consumer data that lenders use today to make a credit decision. However, there are other bureaus that cover different niches within the consumer space and one such company is Clarity Services.

The American Bankers Association (ABA) is the trade association for the banking industry representing small, regional and large banks and the 2 million people they employ. It has been around since 1875 and is the leading voice for the banking industry.

I have always been a big fan of solar energy. I love the idea of getting energy from the sun which led me to install solar panels on my house back in 2006. Also, when Mosaic launched their solar investment offering back in 2013 I was one of the first people to jump in (they no longer offer this product). So, when I first heard about Wunder Capital I was curious to learn more.