The longest running one-on-one interview show in all of fintech, since 2013
The longest running one-on-one interview show in all of fintech, since 2013
The longest running one-on-one interview show in all of fintech, since 2013
For many years the p2p lending industry in this country has been dominated by two platforms: Lending Club and Prosper. Dave Girouard, the CEO and Co-Founder of Upstart and guest on this edition of the podcast, wants to change that. Upstart began with a unique lending idea called Income Sharing Agreements but earlier this year they pivoted to offer an unsecured loan product very similar to the other p2p platforms.
SoFi has been somewhat of a quiet achiever in the p2p lending industry. But they have been breaking a lot of new ground over the past few months. In this edition of the Lend Academy Podcast I talk with Mike Cagney, the co-founder and CEO of SoFi. I came away from this interview so impressed with what SoFi is doing. They are executing incredibly well and have many new tricks up their sleeve.
We have a different type of guest in this episode of the Lend Academy Podcast. Tracy Alloway is a journalist based in New York who covers the banking industry for the Financial Times, the leading UK financial newspaper. She has also taken a keen interest in the peer to peer lending industry in this country and recently broke the story about Lending Club’s IPO and their choice of underwriters. She was also the first person to cover the S&P rating of SoFi’s recent securitization.
We have a very special guest for the 20th edition of the Lend Academy Podcast: Renaud Laplanche, the CEO and founder of Lending Club. I first met Renaud in the spring of 2011 just after Lending Club moved from Redwood City to downtown San Francisco. In those days Lending Club had about 50 people and a lot of extra space on the one floor they leased in that building. Back then, Lending Club was a company with a lot of potential and today they are realizing some of that potential.
Today, p2p investors have many options when it comes to analyzing loan performance. One of these options is PeerCube which was founded by Anil Gupta, a software engineer with a background in data analytics. In this latest edition of the Lend Academy Podcast I talk with Anil about PeerCube and the importance of data analysis for p2p investors.
Without question real estate is one of the hottest sectors in marketplace lending right now. We have gone from just a couple of platforms two years ago to nearly 100 today. And more seem to be launching every week.
A lot has been written about small businesses and their lack of access to capital. This was exacerbated by the financial crisis but it is something that many small businesses have struggled with for a long time. Traditionally there have been two primary sources of outside capital for a small business: a bank loan and a credit card. Not any more. Today, small businesses have a wealth of financing options and one of these options is OnDeck.
Session 16 of the Lend Academy Podcast features Charles Moldow, a partner at the venture capital firm Foundation Capital. His firm has made several equity investments in the p2p lending industry, the most notable of which is their investment in Lending Club last year alongside Google.
Emmanuel Marot is the co-founder and president at LendingRobot. His company has created an investing tool of the same name that helps individual investors automate their investing on the Lending Club and Prosper platforms. LendingRobot uses the API of both platforms to execute loan orders as soon as new loans are added to the respective platforms.
My focus this week has been on LendIt as we gear up for our second annual conference. So, in Episode 14 of the Lend Academy Podcast I intervew my fellow LendIt co-founder, Dara Albright who is also the founder of Nowstreet Wire. We discuss many aspects of LendIt including: